#terms {
  width: 50%;
  margin-left: auto;
  margin-right: auto;
  text-align: left;
}
.radio, .checkbox {
  position: relative;
  display: block;
  margin-top: 10px;
  margin-bottom: 10px;
}
.btn-blue {
  text-shadow: 1px 1px 0px #5889A2;
  font-size: 17px;
  line-height: normal;
  padding: 10px;
  color: #FFF;
  font-weight: bold;
  background-color: #0443A9;
  letter-spacing: 1px;
  border-radius: 3px;
  border: 2px outset #009E9B;
  cursor: pointer;
  text-align: center;
  width: 123px;
}
.btn-blue_mouseUp{
  background-color: #025BEC;
  border: 2px outset #009E9B;
}
.btn-blue_mouseDown{
  background-color: #025BEC;
  border: 2px groove #009E9B;
}
.btn-blue_mouseOver{
  background-color: #025BEC;
  border: 2px outset #009E9B;
}
.btn-blue_mouseOut{
  background-color: #0443A9;
  border: 2px outset #009E9B;
}
.btn-disabled {
  opacity: .2;
  cursor: default;
}